This Privacy Policy describes how ApnaDholera.in ("Platform", "We", "Us") collects, holds, processes, and protects your personal, identification, and financial information. By registering on our portal, uploading KYC documents, or conducting land investment activities, you consent to the practices described in this document.
To deliver our real estate investment and referral services, we collect the following categories of information:
- Identity & Profile Data: Full Name, Email Address, Mobile Phone Number, Date of Birth, Gender, and Residential Address.
- Mandatory KYC Information: Permanent Account Number (PAN), PAN card file copy (JPG/PNG/PDF), Aadhaar Number, and Aadhaar document copies.
- Financial & Payout Data: Bank Name, Account Holder Name, Account Number, IFSC Code, Account Type, and Branch for processing 3% commission transfers.
- Referral & Transaction History: Your unique referral code, referrer linkage, plot allotment orders, payment references, and commission history.
Your data is processed strictly for legitimate real-estate and regulatory purposes:
- Verifying user identity and preventing duplicate or fraudulent registrations.
- Complying with statutory KYC norms mandated by Indian Real Estate Regulatory Authorities (RERA) and Income Tax guidelines.
- Executing official Plot Allotment letters and purchase documentation.
- Automatically calculating and disbursing 3% referral commissions to referrer bank accounts.
- Sending critical transaction updates, password reset OTPs, and KYC status notifications.
We employ strict security measures to safeguard your sensitive documents:
- Encryption in Transit: All communications with our servers are encrypted using high-grade Transport Layer Security (TLS 1.3/HTTPS).
- Document Storage Security: KYC uploads are stored on secured server volumes with randomized, non-guessable identifiers and access restricted solely to verified compliance officers.
- Password Protection: Passwords are cryptographically salted and hashed using ASP.NET Core Identity PBKDF2 with HMAC-SHA256. Plain text passwords are never stored or accessible to anyone.
- Display Masking: Sensitive numbers (such as Bank Account numbers, PAN, and Aadhaar) are masked with asterisks on dashboards to prevent shoulder surfing.
You maintain the right to view your profile data, update payout bank details, review KYC submission statuses, and request password updates at any time directly through your portal dashboard.
In accordance with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, you may address any privacy concerns or document deletion requests to: